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Dawn Krantz is the #2 Top Producing Real Estate Agent in Austin. If you are looking for results, call Dawn today: 512-825-0534.
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First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
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EXIT Exceptional Properties EXIT Realty International 11420 Bee Caves Rd. A-100 Austin, TX 78738 Cell: 512-825-0534 Office: 512-263-3948 Fax: 512-538-0471 dawnkrantz@NUMBER1EXPERT.com
As an experienced and dedicated professional, Dawn brings a level of expertise not found in your average realtor. Be selective in your search - choose Dawn Krantz.  
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